Massachusetts has some of the highest auto insurance costs

Insurance coverage at Massachusetts city

Well even though Massachusetts has some of the highest auto insurance costs in the country. Some of the people will want to have some additional or optional coverage for themselves.

Following are those additional or optional overage:

• 
  Third party safety : Increased limits for bodily injury to others.
• Personal safety: This includes the increased limits for bodily injury which can be caused by an uninsured or underinsured auto.
• Additional Coverage for medical payments and treatments beyond the mandatory PIP coverage
• Collision coverage: This coverage will pay for the damage to your car no matter who causes the accident. There are a range of deductibles which most of the companies will allow you.
• Comprehensive coverage: This coverage will pay you for damage to you car caused by events such as fire, theft or vandalism.
• Coverage for substitute transportation while your car is being repaired from a collision or comprehensive claim.
• Coverage for towing and labor in case your car breaks down